Tagged With "military families personal finance"
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Holiday Shopping with a Financial Mind$et
As we approach the Christmas season, be mindful of excessive holiday spending. While Christmas is the season of giving, excessive spending can lead to much regret, depression, and even added financial struggles in the new year. According to Berden and Haws (2012), spending can quickly get out of hand when it is driven by emotions rather than a plan. Have you ever gone to the store to grab a few items, but as you stroll next to the; buy one get one free, the rollbacks, the manager's special,...
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Treat each other with L.O.V.E.
A team we worked with was doing well except for a couple of team members who didn't get along very well. At the end of their time with us, we asked how their relationship was going. Particularly we asked if they could trust the other person. One of them replied "yes". Initially, we were excited about their progress! They continued to say they could trust them to be a jerk. What?! After some follow-up questions, we learned the behaviors they exhibited to this team member supported predictive...
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Preparing for Student Loan Payment Resumption
Payments on federal student loans have been suspended, without interest, since March 2020. After a 42 month hiatus, payments will resume for borrowers in October 2023. More than three years of suspended payments is a long time. A lot can happen in borrowers’ lives. Here are seven tips to help military families prepare for student loan payment resumption this month.
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Recording and Resources: Catch Up on the NAPPC Webinar - Drilling Down on EPA Regulations: What Is the Latest Buzz on Pesticides and Bees?
Explore EPA Regulations on Pesticides and Bees in this webinar. Follow a pesticide's journey from risk assessment to the marketplace, led by host Andony Melathopoulos. Gain insights into the EPA's historical and current approaches, understanding their role in safeguarding pollinators. Since 2010, the EPA has focused on assessing pesticide risks to bees. The key question: Is the EPA effectively protecting bees? This webinar delves into this topic, exploring its impact on our environment and...
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Extension Foundation Releases Four New NTAE Titles
Four new titles are available on the Extension Foundation’s website. The brief publications - written as magazine-style feature stories - share project work funded through the New Technologies for Ag Extension (NTAE) program , a cooperative agreement between USDA NIFA, Oklahoma State University, and the Extension Foundation. The goal of NTAE is to incubate, accelerate, and expand promising work that will increase the impact of the Cooperative Extension System (CES) in the communities it...
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Emotional Spending 101
Unlike impulsive buying, emotional spending is frequently heightened by stress, grief, or moments of happiness or sadness. Regardless of these triggers, they can impact your finances negatively. For example, you shop to make yourself feel better after a bad day at work. As a result, compulsive shopping and spending stems from an impulse disorder habit that can be addictive for many. The relationship between money and happiness is now seen as complete. Aknin, Wiwad, and Hannibal (2018)...
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6-words
On a trip to Delhi, India we had the privilege to stay at a really nice hotel. A really impressive place where the experience began as soon as we arrived. They treated everyone very well and you could feel everyone loved their job. The staff interacted great with each other. The were a team! One evening during dinner I asked what made being at this place feel so special. Their reply was; "We all live by 6 words. People first, wow now, and excellence always." Curious, I asked them to explain...
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Scam Prevention Information for Military Families
In 2022, the Federal Trade Commission (FTC) received over 93,000 reports of fraud by Military Consumers. Military families are frequent targets for scams. Explore the reasons for this, discover how you can help clients spot, avoid and report fraud.
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Growth!
The hardest part of leadership development is behavior change. It's hard, not impossible. Haven't met a single person who isn't capable of interpersonal behavior change. We all can do it! Step #1 is awareness. If we're not aware we can't put efforts in place to make meaningful growth happen. Feedback is the breakfast of Champions! Step #2 is don't be so hard on yourself. We will all mess up. Great leadership is allowing people to fail but not allowing them to feel like a failure along the...
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Extension Foundation Announces New Technologies for Ag Extension Funding Opportunity: Applications Due December 22nd, 2023
Technology-Enhanced Cooperative Extension Hub (TECHExt) Summary : NTAE (New Technologies for Ag Extension) a grant from NIFA (National Institute of Food and Agriculture) will begin Year 1 with the Extension Foundation January, 2024. EXF has the subaward for this grant from the University of New Hampshire who is the prime award for this funding. Within the funding EXF receives from the NTAE grant, one of the grant activity focus areas are the development of projects that lead to local impact...
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Plate full?
There has never been another person like you on the planet...ever. And, there won't ever be another person like you again...ever. Inherently then, everything you do is unique. So why do we fill our lives like a Thanksgiving plate? Yes, we have many responsibilities that all need looking after. What we're talking about is YOUR unique contribution to this world. If your "plate" is an inch deep and a mile wide (like your Thanksgiving plate) it's hard to know where your focus should go. You're...
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How to Support Attachment and Child Well-Being, Even in Times of Change and Transition
Written by Summer Jones, ZERO TO THREE Between birth and age 3, a child’s brain develops one million neural connections per second (Center on the Developing Child, 2007). These connections are built through repeated experiences with their caregivers. Babies are born wired for connection, instinctively drawing responses from their caregivers that help strengthen the bond between them (Sullivan et al., 2011). The building of this bond, or attachment, is a two-way street between baby and their...
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Trending Topics in Financial Education
Stay current with trending financial topics in order to effectively serve clients. Here is a brief description of five trending financial topics related to current events, economics, legislation, and consumer behavior. Implications for military families are described.
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Backyard Poultry Certification Course
Interest in keeping backyard poultry for personal and family food security has steadily increased over the past decade. Many cities and municipalities require a certificate for residents to keep backyard poultry. Increased numbers of youth are raising chickens and turkeys for 4-H livestock projects. Maybe you just want to learn more about the keeping of a backyard flocks. Whatever your reason, OSU Extension has you covered with this Backyard Poultry Certification Course that discusses...
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Some reminders...
At an appointment the other day Sesame Street was on the TV in the waiting room. Naturally, everyone from kids to adults was watching it. One of the adults looks over at me and says; "I stopped watching this show years ago, I already know most of that stuff." 🤣 Even if you know all that stuff already, it's still nice to have a reminder every once in a while! Here goes... There's never been another person like you on the planet, and there won't ever be another person like you. Your core...
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UNH Extension seeks 4-H Program Manager, Cheshire County
UNH Extension Seeks a 4-H Program Manager in Cheshire County | Extension This position is located at Extension’s Cheshire County office in Keene, N.H. The 4-H program manager will facilitate growth of the county 4-H program and life-skill development of 4-H youth through recruitment, training, support and guidance of volunteers in a community-based, youth organization. 4-H, the nation’s largest youth development organization, works in local communities to offer youth in-person and online...
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Navigating Postpartum Challenges in Military Families: Understanding the Intersection of Race, Ethnicity, and Mental Health
Written by: Jennifer Novak, ZERO TO THREE The period following childbirth can be challenging for many new mothers, particularly within military families. Postpartum mood and anxiety disorders (PMADs), encompassing conditions like postpartum depression (PPD), postpartum anxiety (PPA), and postpartum obsessive-compulsive disorder, often pose significant mental health hurdles during this vulnerable time for families. When factoring in race and ethnicity within military communities, these...
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Leadership Lessons from Santa Claus
Couldn't resist one more post, especially when it's about the magical, mystical person who is Santa Claus! Here's a summary of how he gets big things done in his workshop all year long... The Leadership Secrets of Santa Claus by Eric Harvey He's delivering right now...follow his journey here ! Thanks @Scott Reed for sharing & for your continued service to Cooperative Extension! *Summary from Get Abstract
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New Year Resolutions?
Every year is an adventure we take one step at a time over 365 days. The adventure is up to us, we get to choose. Each January, these choices lead us to resolutions. The thought of these resolutions leads me to recommit to my version of Merlin Olsen's mission statement. Without boring you with mine, here's what he says… “The focus of my life begins at home with family, loved ones & friends. I want to use my resources to create a secure environment that fosters love, learning, laughter...
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Re: Navigating Postpartum Challenges in Military Families: Understanding the Intersection of Race, Ethnicity, and Mental Health
Great article! I find these situations/struggles not unique to military families, as I have seen similar scenarios with police and firefighter families as well. Conceptions about being tough, long periods of a spouse being gone, and or irregular schedules and the trauma of the job all contribute to the need for more support and understanding following the birth of a child.
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Health Equity Edit-a-thon with Montana State University Library
Please join the USDA National Agricultural Library, Montana State University (MSU) Library, and MSU's Diversity and Inclusion Student Commons (DISC) on January 24 th from noon to 5:00 pm ET for a health-equity presentation and Wikipedia edit-a-thon. The first part of the program will examine healthcare disparities for historically excluded communities, transitional and transient populations, and those in rural areas who may live in healthcare deserts. Students and other speakers will share...
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Intensity & Consistency
The NIKE company is over 50 years old. What? How did that happen? No matter what your preference is on athletic apparel, you have to admit they've been a leader in this arena. They have been very consistent in offering high-quality products people need to get out there and "just do it". They have also had their moments of intensity. The decision to create a whole product line around a single athlete, Michael Jordan. The "Bo Knows" campaign with multi-sport athlete Bo Jackson only to have him...
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Registration now open for Digital Volunteer Initiative Train-the-Trainer Workshop
Register by March 22nd for a three-day in-person intensive train-the-trainer workshop. This workshop is for teams of Extension professionals interested in addressing the challenges of increasing digital literacy by working with local volunteers to provide information technology (IT) training and support in their communities.
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Financial Considerations for Pet Ownership
Brown (2023) estimates that nearly 62% of Americans have a pet, and half of pet owners not only consider their pets to be a part of their family but say they are as much a part of their family as a human member. Identify ways for pet ownership to teach financial responsibility and explore special considerations for military families, including the new pet transportation allowance for CONUS and OCUNUS PCS moves.
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Re: Financial Considerations for Pet Ownership
Thanks for your support @Troy Anthony Anderson !
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Re: Financial Considerations for Pet Ownership
Thank you for the timely blog post on this interesting topic.
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Digital Volunteer Initiative Train the Trainer Workshop
Digital access is vital to community wellbeing. Yet many communities and individuals lacking access struggle with navigating the divide. In partnership with Extension Foundation, the Extension Committee on Organization and Policy's Broadband Program Action Team, and USDA NIFA, the National Digital Extension Education Team (NDEET) is offering a three-day in-person intensive train-the-trainer workshop for teams of Extension professionals interested in addressing the challenges of increasing...
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EXCITE Adult Vaccination Project
The Virginia Cooperative Extension EXCITE Team and the Virginia Department of Health (VDH) conducted a symposium on November 3rd, 2023 to discuss the EXCITE project funded through CDC and ways that Virginia Cooperative Extension Agents could get involved in vaccine education! This session introduced our vaccine ambassadors and their roles in their respective localities, provided background on adult vaccinations and the current vaccination schedule, and discussed approaches to communicating...
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Extension Professionals Unite at Historic Climate Action Convening
As an atmospheric river intensified by climate change bore down on the West Coast, more than 40 Extension professionals from across the U.S. and outlying territories gathered in Tucson, Arizona for Cooperative Extension’s first national Climate Action Convening. A central question guiding the gathering was: “How can we mobilize the U.S. Cooperative Extension system to quickly and effectively contribute to climate change solutions? Hosted by the Extension Committee on Organization and...
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Search for New Associate Dean and Director of Human Sciences Extension at Iowa State University
Iowa State University Extension and Outreach (ISUEO) and the College of Human Sciences (CHS) is seeking an exceptional individual to lead its Human Sciences program to enhance the impact of Iowa State University (ISU) on the lives of Iowans. The Associate Dean and Director, also referred to as Program Leader within the National Cooperative Extension Service, provides strategic leadership and administrative management for the Human Sciences Extension and Outreach (HSEO) program. Specifically,...
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UNH Extension Seeks a 4-H Program Manager in Cheshire County
This position is located at Extension’s Cheshire County office in Keene, N.H. Priority application deadline is April 1, 2024. The 4-H program manager will facilitate growth of the county 4-H program and life-skill development of 4-H youth through recruitment, training, support and guidance of volunteers in a community-based, youth organization. 4-H, the nation’s largest youth development organization, works in local communities to offer youth in-person and online programming through clubs,...
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Language "Votes"
Words matter...a lot! What we choose to put out in the world in the many ways we express ourselves is a "vote" for the person we want to be. What these words mean to you become your anchor to your core values. Here are some thoughts for your consideration... Balance and Integration When you think about it, trying to achieve a work/life balance is not possible. There isn't work and life, work is part of life. A big part but not the only thing. What we should strive for is the integration of...
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National Online Dialogue on Disability Inclusion in Small Business
We are launching a national online outreach effort to hear from America’s smallest businesses on what we can do to help them hire, keep, and support disabled workers. We would love to hear from the folks that reach out to extension services and businesses in the agricultural sector. Please feel free to distribute this information, below and in the attached flier, to your extension services’ networks. Reach out if you have any questions. Thanks! - Did you know that more than 90% of businesses...
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2024 NACDEP Conference
Join us in person for the 2024 NACDEP Annual Conference on June 17-20, 2024, in Houston, TX. Hosted by Prairie View A&M University Extension in collaboration with Texas A&M AgriLife Extension, this conference offers a unique opportunity for community development extension professionals to collaborate, grow professionally, and network. Held in downtown Houston at the prestigious Marriott Marquis-Houston, TX , attendees can expect engaging sessions and discussions focused on leveraging...
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Top 5!
Peter Drucker says regardless of our inherent personality traits, gifts, or talents; we can all become effective leaders. After all, it's this journey that's essential for the success of our communities, organizations, and teams Here's a "handful" of reminders! 1. Leadership is Relational Early in my coaching career, an experienced colleague on our staff told me not to get too close to the players. What became apparent quickly was that this wasn't my style. If you aren't willing to give all...
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An offering for Women's History month...
Why do we wait until March every year to do this? Shouldn't it be an everyday thing? Let's start making recognition one of our most abundant resources. Here's a past pioneer who was a great example of courage & determination. She was one of the coolest for sure! *Picture from www.wired.com Jacqueline Cochran (May 11, 1906 – August 9, 1980) was a pioneer in aviation and one of the most talented pilots of her era. She was an important contributor to the formation of the wartime United...
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March 28: Accessibility Unleashed - Online Courses and Webinars
Join the Association for Communication Excellence (ACE) for this webinar on accessibility in online courses and webinars. Accessibility Unleashed: Online Courses and Webinars Thursday, March 28, 2024 2:00pm ET, 1:00pm CT, 12:00pm MT, 11:00am PT https://us02web.zoom.us/j/83585417744 In this webinar we will share how the online course development team at the University of California Statewide Integrated Pest Management Program addresses accessibility requirements in asynchronous online...
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Understanding Financial Stress and Mental Health for Service Members
Inflation continues to be a global economic challenge, impacting everything from food costs to housing affordability. Explore the difference between objective and subjective financial stress, identify questions to ask your clients, and connect with additional learning opportunities, including an on-demand webinar to learn more.
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Are you effective?
One of my absolute favorites in the leadership and management learning area is Peter Drucker . His wisdom in "The Effective Executive" and other publications is astounding. It's as relative today as it was when they were first published. As arguably the father of modern management, Drucker's thought leadership has influenced countless professionals around the world. The idea is that despite all our unique personalities, talents, and ways of interacting with the world we can all learn to...
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Leadership Opportunity: Director - Food Innovation Institute in Baton Rouge, LA
The Louisiana State University Agricultural Center (LSU AgCenter) is seeking a highly motivated and creative individual with an entrepreneurial spirit to provide leadership for the Louisiana Food Innovation Institute (FOODii) on the LSU AgCenter Campus in Baton Rouge, LA. More information can be found at Director - Louisiana Food Innovation Institute (FOODii) - East Baton Rouge Parish - R00088965 (lsuagcenter.com) . Join us!
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Dying Early in Rural America
A recently released report in CDC’s Morbidity and Mortality Weekly Report (MMWR) shows the gap in preventable premature mortality (or early death) between rural and urban America is growing wider. People living in rural areas are at a higher risk of dying early from one of the five leading causes of death when the death could have been prevented compared to people living in urban areas. This report is an extension of the 2019 CDC study, which showed the percentage of preventable early deaths...
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AFT Southeast Regional Advanced Soil Health Training Application Now Open
We are thrilled to announce that applications to AFT’s Southeast Regional Advanced Soil Health Training (ASHT) are now open! (Please click on this link to access the application ). The Advanced Soil Health Training (ASHT) program is designed for farmers and farm advisors who share an interest in improving soil health and who will share their expertise with their clients, communities, and the next generation of farmers. We are excited to bring you the best in agricultural education through...
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Opportunity: La Cooperative Extension Service Associate Director - Youth Programs (4-H & FFA)
The Cooperative Extension Service of the Louisiana State University Agricultural Center (LSU AgCenter) is seeking a highly motivated and creative individual with a passion for youth and service to join our team. This position serves as part of the AgCenter’s Cooperative Extension upper-level management team in administering a comprehensive program area. This position focuses on the area of Youth Development which includes both the Louisiana 4-H Youth Development Program and the Louisiana FFA...
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3 sets of 3's
The last time you went to the grocery store you probably had a list. If you only had to pick up three items or less, my guess is, you usually don't bother writing them down. It's when you get to four or more that a list is helpful. This is because we can remember things in threes fairly effectively. In ancient rhetoric, the rule of three is called Tricolon. The word comes from the Greek "tri" meaning three and "kolon" meaning a clause. When things are put in three's it emphasizes, energizes,...
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Find Adventure This Summer with Military Kid And Teen Summer Camps
Written by: Jason Jowers, MS, MFT Summertime is here! The school year is currently wrapping up for many families and communities, and kids are about to be let loose for another fun-filled summer. The question is: what to do with all that free time during the summer months? How about summer camp! Summer camps are a great way for kids and teens to learn new things, meet new friends, and participate in fun, outdoor activities. For kids and teens from military families, there are tons of great...
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UNH Extension seeks 4-H Program Manager, Merrimack County
This position is located at Extension’s Merrimack County office in Boscawen, New Hampshire. The 4-H program manager facilitates the growth of the county 4-H program and life-skill development of 4-H youth through recruitment, training, support, and guidance of volunteers in a community-based, youth organization. 4-H, the nation’s largest youth development organization, works in local communities to offer youth online and in-person programming through clubs, collaborative community...
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Understanding and Addressing Financial Challenges in Military Families
As service providers address the needs of military families, grasping their unique financial challenges becomes paramount. Various aspects of military life can significantly affect a service member’s or a military family’s capacity to meet financial obligations. Explore strategies to bolster military families' financial preparedness.