Tagged With "VA Loans"
Event
The Thrift Savings Plan
Blog Post
Results from the November/December 2020 Farm Journal Story Lead Contest
Last year, the eXtension Foundation launched a monthly story lead contest in partnership with Farm Journal in the Farm Journal Monthly Story Lead Contest sub group here in Connect Extension. Monthly winners, along with their Extension Directors and Administrators, have the chance to work with Farm Journal to further develop their story and have it published in Farm Journal media. The topic area for the November/December 2020 contest was about the important work Extension is doing to better...
Blog Post
THE QUEST FOR TALENT EQUITY: ENGAGEMENT IN THE REGIONAL TALENT PIPELINE ECOSYSTEM
Photo by Clem Onojeghuo on Unsplash.com Eric Dunker, Associate for Business Strategies, Associate Vice President and Dean: Business, Technology, and Workforce Partnerships, Arapahoe Community College As our society becomes more diverse, businesses and communities have moral and economic reasons to create systems with talent equity outcomes across the educational and labor market continuum. Higher education is rightly focused on educational equity, but this pandemic has demonstrated large...
Event
Federal Student Aid
Blog Post
CENTRAL STATE UNIVERSITY EXTENSION BEGINS FASTTRACK FARMING FOR BEGINNING FARMERS
WILBERFORCE, OH —Introducing underrepresented populations and military veterans to the opportunities in farming is the goal of the new Central State University Extension (CSUE) FastTrack Farming: A Beginning Farmer Training Program. The FastTrack Farming program is available to individuals who have never managed a farm or who have managed a farm for less than ten years, says CSUE Associate Director of Extension Dr. Siddhartha Dasgupta. “We are committed to assisting individuals who have...
Blog Post
Understanding Buy Now, Pay Later Services
Keeping up with the latest financial products and services offered to consumers can be a challenge. This month, we look at Buy Now, Pay Later (BNPL) products, a type of small dollar installment loan that is typically interest-free for consumers. This unsecured loan is often offered to consumers at the point of sale online or in-store, allowing them to pay in four or less equal installments, with typically 25 percent of the total due at the time of sale. When payments are made on time, a BNPL...
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Re: VA Solid Start: A Program for Transitioning Service Members
Automated message: Thanks for sharing this event! If you can, please remember to update this listing after your event with a link to the recording. You can do that by coming back to your event here in Connect Extension, clicking "Manage Event" and then "Edit Event." From there, I suggest adding the words "Recording Available Here" to the top of your event and linking out to the recording. Example: Recording Available Here Thanks for helping us make this an awesome archive of resources for...
Blog Post
Program for Recently Separated Veterans During First Year of Transition from Military Service
Are you working with a service member or military family that may be transiting from active duty? In 2019, The Department of Veterans Affairs, in collaboration with the Department of Defense and Homeland Security, launched the VA Solid Start (VASS) program in response to Executive Order (EO) 13822: Supporting Our Veterans During Their Transition from Uniformed Service to Civilian Life . The EO was established to improve transitioning service members’ mental health care and access to suicide...
Blog Post
Let's Talk Money
University of Illinois Extension is providing a series of six free online workshops to help families learn about personal finances as well as strategies for talking about money. The workshops are held each Thursday evening beginning May 5. The one-hour sessions start at 6:30 p.m. Registration is required at go.illinois.edu/TalkMoney to receive Zoom connecting information. If a reasonable accommodation is needed to participate, contact Camaya Wallace Bechard , Extension consumer economics...
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Re: Understanding the Financial Literacy Divide
Eye-opening study, thank you for sharing. What is the best source of material for teaching each of the 8 categories measured if one wishes to tailor an educational program to address these points? According to the study the areas are: Earning—determinants of wages and take-home pay. Consuming—budgets and managing spending. Saving—factors that maximize accumulations. Investing—investment types, risk and return. Borrowing/managing debt—relationship between loan features and repayments.
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Re: Understanding the Financial Literacy Divide
Good morning, John. Great question. I am sure there are a lot of resources available that would cater to each one of these areas in depth, but there are a few resources that I personally have experience with that I think would be a good place to start, depending on your needs. Free resources: For those working with military families, the Department of Defense Office of Financial Readiness and OneOp Personal Finance are both a wealth of research-based information. University of Florida/IFAS...
Blog Post
Teaching Children About Money
Financial education courses notwithstanding, children’s strongest financial influence is most likely their parents. Below are tips for Extension educators to share with parents interested in teaching their children about money:
Blog Post
Understanding Food Insecurity for Military Families
By Jason Jowers, MS, MFT When families have a tough time providing adequate meals due to lack of access or affordability issues, they face a challenge known as food insecurity. This is a significant problem for many families in the U.S. today and military families are even more so affected by food insecurity. Emerging research has shown that many military families and veterans struggle to put food on the table. With inflation, supply chain issues, and increased food prices, many military...
Blog Post
Pillars of Successful Transition - Models to help Service Members and their Families Prepare for the Military to Civilian Transition
By Jenny Rea, Ph.D. While many separating Service members successfully adapt to civilian life, 40 to 75% describe some difficulties managing this major transition (Castro & Kintzle, 2017; Zoli, Maury, & Fay, 2015). For instance, within the first year of transitioning to civilian life, Veterans face increased challenges with homelessness, family integration, employment, post-traumatic stress disorder (PTSD), and substance abuse, all of which can increase the risk for suicide ( VA,...
Event
Student Loan Management
Blog Post
Funding Opp: USDA Seeks Partner to Evaluate Impact of Food Supply Chain Funding
United States Department of Agriculture (USDA) Rural Development today announced that it is inviting proposals to evaluate the impact of the agency’s grant and loan programs on regional food supply chains . The agency is making $750,000 available to measure how well USDA Rural Development programs are creating market opportunities for small- and mid-sized farmers and independent agricultural businesses throughout the food supply chain. In 2022, the Biden-Harris Administration and USDA...
Blog Post
Preparing for Student Loan Payment Resumption
Payments on federal student loans have been suspended, without interest, since March 2020. After a 42 month hiatus, payments will resume for borrowers in October 2023. More than three years of suspended payments is a long time. A lot can happen in borrowers’ lives. Here are seven tips to help military families prepare for student loan payment resumption this month.
Blog Post
Discrimination Financial Assistance Program
A $2.2 billion-dollar fund has been set aside for Native American and Minority farmers who applied for a farming loan of any kind before 2021 and were wrongfully denied or received bad loan terms, may be entitled to significant compensation. Wrongful loan denial or rejection Lower loan amount than expected Higher loan rates than other local farmers Less favorable loan terms Special funding requirements Frequent check-ins and required reporting Some Native American farmers may receive up to...
Blog Post
Scam Prevention Information for Military Families
In 2022, the Federal Trade Commission (FTC) received over 93,000 reports of fraud by Military Consumers. Military families are frequent targets for scams. Explore the reasons for this, discover how you can help clients spot, avoid and report fraud.
Member
Sarah Marchant
Blog Post
Understanding Financial Stress and Mental Health for Service Members
Inflation continues to be a global economic challenge, impacting everything from food costs to housing affordability. Explore the difference between objective and subjective financial stress, identify questions to ask your clients, and connect with additional learning opportunities, including an on-demand webinar to learn more.
Blog Post
Student Loan Repayment Updates
Learn about the return to student loan repayment, the new SAVE plan, historical loan balances and upcoming changes that impact borrowers.