Tagged With "Captain Cash"
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Re: Companion Planting For Vegetables II
This is a complete book on vegetables. Everything you need to know.
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Farm Business Planning
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Give Your Clients a Financial Checkup
A financial check-up is as important as an annual physical with a doctor. Like a medical exam, a review of someone’s personal finances can identify steps to improve “financial fitness” and screen for potential problems.
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Cryptocurrency Basics and Scams
The Federal Trade Commission (FTC) defines cryptocurrency as a digital currency that is generally exchanged online without using an intermediary such as a bank. There are several well-known cryptocurrencies, such as Bitcoin and Ethereum, but many brands exist and continue to be created. Cryptocurrency is purchased through online exchange platforms and stored in a digital wallet. Service members may use cryptocurrency for a variety of reasons such as making quick payments, avoiding...
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A One Hour End-of-Year Financial Checkup
Like a medical exam, a review of clients’ finances can identify strategies to improve their “financial fitness” and screen for potential problems, such as a high debt-to-income ratio. This article features 10 diagnostic tools to assess the strengths and weaknesses of a client’s financial situation that can be reviewed in a one-hour appointment.
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Downsizing Holiday Debt
Families often have leftover holiday debt hanging over their heads like a big dark cloud. What can you do to help these clients? Below are 5 time-tested debt repayment steps to consider using.
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2022 Tax Updates
As the 2022 tax season approaches, there are several important updates of which service providers should be aware. A few important changes are outlined here. Advance Child Tax Credit Payments. Families who received advance child tax credit payments will need to compare the monthly payments they received with the amount they are eligible to claim on their 2021 tax return to determine if they may be able to claim additional credit or if they will need to repay some credit. Eligible families...
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Tips to Build a Diversified Investment Portfolio
A key theme in investing that never goes out of style is building a diversified portfolio to reduce investment risk. Below are eight key investing concepts for Extension educators to suggest to their clients: Quantify Your Goals - Encourage clients to write down their goals with the projected cost and a time deadline. Doing this will help them select appropriate investments and provide the motivation required today to set money aside for the future. Discuss Risk - Explain that investment...
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Financial Health: What It Is and How to Achieve It
Extension educators are in a position to help consumers build financial health. This post describes what financial health is, how to assess it, and twelve steps to achieve it. What Is Financial Health? Financial health is the current state of someone’s finances. It includes both daily financial functioning (e.g., paying bills) and long-term resilience and opportunity. Like physical health, financial health can change over time and needs to be assessed regularly. According to the Financial...
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Teaching Children About Money
Financial education courses notwithstanding, children’s strongest financial influence is most likely their parents. Below are tips for Extension educators to share with parents interested in teaching their children about money:
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Free safety workshop to focus on youth working in agriculture
FOR IMMEDIATE RELEASE August 26, 2022 CONTACT: Jenn Patterson jennifer-j-patterson@uiowa.edu 319-335-4026 Free safety workshop to focus on youth working in agriculture Protect the future of agriculture by attending a virtual safety and health workshop devoted to safeguarding youth who work on farms and ranches, 11 a.m. to 3:30 p.m. (CDT), Sept. 28. The workshop is being hosted by AgriSafe Network, the Great Plains Center for Agricultural Health, and the National Children’s Center for Rural...
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Tips to Cope with Market Volatility
With respect to investments, the word “volatility” refers to sharp up and down movements in prices. Read on for several tips for Extension educators to share with clients to help them cope with market volatility.
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Money-Saving Tips for Uncertain Times
Between a four-decade record high for inflation and rising interest rates, many Americans are being squeezed financially.
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Re-imagining a Safe and Healthy Future for Agriculture at the 2022 Midwest Rural Agricultural Safety and Health (MRASH) Conference
Hybrid conference asks: what does the future hold regarding the health and safety of all farm workers?
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Six Tips for Building Wealth
Extension Educators can change their clients’ lives dramatically by sharing information and tools to build wealth. One of the most valuable financial resources is time for compound interest to work its magic on regular savings deposits such as Roth IRA contributions.
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Ten Strategies to Fight Shrinkflation
One cause of food insecurity among military families is inflation. As food costs rise, the ability to make nutritionally sound food purchases and maintain consistent access to food decreases. In February 2023, food prices were 9.5% higher than a year earlier according to the USDA Economic Research Service. Another cause of concern for cash-strapped military families is “ shrinkflation ,” i.e., where food and household product (e.g., toilet paper) manufacturers keep prices the same but reduce...
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Ten Tips for Military Families to Survive a “Financial Tornado”
U.S. consumers haven’t just experienced a “perfect storm” of financial challenges…they have experienced a “perfect tornado!” Challenging financial events include sustained high inflation (and increased costs for food, utilities, rent, gas, insurance, housing, etc.), recession fears, increased interest rates, bank failures and government bank take-overs, volatile stock prices, lower savings rates, and increasing household debt. Extension professionals routinely answer questions from clients...
EXCITE Asset
EXCITE Activity 2: Evaluation Tools
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Dangers of Leaving Money in Payment Apps
Imagine you go to dinner with a group of friends and the waiter isn’t able to split the bill. You pay for the meal and your friends quickly transfer their portion via a payment app to you and call it even. You leave the money in the app for the next time you need it. You can probably think of other ways that you and your clients routinely use payment apps in every day exchanges of goods and services. These types of peer-to-peer transactions are