Tagged With "Financial Trauma"
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New eFieldbook Available! Kemēcemenaw: Tribal Extension Partnerships That Support Indigenous Food Sovereignty on the Menominee Indian Reservation
“This eFieldbook will serve as a valuable resource to Cooperative Extension professionals that are working with indigenous populations, while focused on sovereign food production.” - Fred Schlutt, New Technologies for Ag Extension Catalyst, Former Extension Director - University of Alaska Fairbanks. The US Department of Agriculture 2018-2022 Strategic Plan recognizes it’s role in helping provide access to safe and nutritious food for limited income people, by supporting limited resource...
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Colorado State Extension Mindful Engagement Project “Ready to go in a way we wouldn’t have been”, thanks to the Impact Collaborative Summit
Mindful Engagement is a newly conceptualized project from Colorado State University (CSU), led by Sue Schneider, an Extension agent in Family and Consumer Sciences and Community Development based in Fort Collins. The team also includes CSU Extension’s Lisa Auer, who serves as the site coordinator for the Larimer County Family Leadership Training Institute (FLTI); and Tony Lynch, a community champion who is a member of the 2020 FLTI cohort. The team was one of 25 groups from across the...
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Re: Shhh...It's a Secret!
While I like and agree with this focus and the same in 7 Habits training. I struggle with how to adapt it to situations that are outside of our control. Because while this attitude is essential to keep us moving forward, it isn't some rosy 'all things are possible.' As we work with clients too who have severe health, financial, abuse, and racial trauma, this seems only a partial response. When circumstances take your chance of success down to a really small percentage, this type of message...
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"Extension’s Role in Disaster Response and Mental Health" Virtual Chat
On Wednesday, May 19 th , over a dozen Cooperative Extension professionals across the nation gathered in a Connect Extension chat to discuss disaster response and mental wellness in our work. The main themes interrogated throughout the hour were: mental wellness, disasters*, disaster recovery, and community interaction within those sectors. In this discussion, we wanted to learn how branches of Extension approach mental wellness in their communities and if they find themselves in disaster...
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Need more empathy?
Psychology Today says Empathy is... "...the ability to recognize, understand, and share the thoughts and feelings of another person, animal, or fictional character. Developing empathy is crucial for establishing relationships and behaving compassionately. It involves experiencing another person’s point of view, rather than just one’s own, and enables prosocial or helping behaviors that come from within, rather than being forced." We all connect with the concept of empathy in a different way.
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Give Your Clients a Financial Checkup
A financial check-up is as important as an annual physical with a doctor. Like a medical exam, a review of someone’s personal finances can identify steps to improve “financial fitness” and screen for potential problems.
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A One Hour End-of-Year Financial Checkup
Like a medical exam, a review of clients’ finances can identify strategies to improve their “financial fitness” and screen for potential problems, such as a high debt-to-income ratio. This article features 10 diagnostic tools to assess the strengths and weaknesses of a client’s financial situation that can be reviewed in a one-hour appointment.
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University of Maryland Extension (UME) is Accepting Applications for TWO Financial Wellness Educator Positions!
Hello colleagues! Please take a moment to consider these exciting opportunities, and feel free to share them with others! University of Maryland Extension ( UME ) is seeking to fill two (2) Family and Consumer Sciences (FCS) Financial Wellness Educator positions , with one position at each of the following county Extension office locations: Calvert County (Position 103388) - This Office is located in Prince Frederick, Maryland, and provides programming to the Southern Maryland Cluster, which...
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UArizona Associate/Full Extension Specialist - Nutrition
Job Title: Cooperative Extension Specialist (Associate/Full) Location: The University of Arizona, Tucson, Arizona Job Overview: The School of Nutritional Sciences and Wellness and Cooperative Extension at the University of Arizona welcomes applicants for a continuing-track (tenure-track equivalent) Associate Specialist or Specialist (90% Extension/10% Service FTE) to begin in Fall 2022 or sooner. The incumbent will be responsible for leadership, strategic planning, and oversight of statewide...
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Practicing Mindfulness, Meditation, and Self-Care to Combat Stress for Military Families
Stress and stressful situations are issues that everyone must deal with and affects individuals and families in a multitude of different ways. This is even more true for military service members and their families. On top of daily, normal stressors, military families must deal with the stress of deployments, transitions, frequent moving, and the possibility of injury or death for the military service member in military combat. Military families need outlets and ways to cope with stressful...
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Let's Talk Money
University of Illinois Extension is providing a series of six free online workshops to help families learn about personal finances as well as strategies for talking about money. The workshops are held each Thursday evening beginning May 5. The one-hour sessions start at 6:30 p.m. Registration is required at go.illinois.edu/TalkMoney to receive Zoom connecting information. If a reasonable accommodation is needed to participate, contact Camaya Wallace Bechard , Extension consumer economics...
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Keeping the (Social) Work Growing this Month and Onward
The services provided by social workers are crucial to creating and cultivating individual and family wellness. During this time of insurmountable stressors at home and abroad, social workers are pillars in providing vital mental health and behavioral health services. Services that can aid family members in navigating daily anxiety, worry, and trauma. National Social Work Month March was Social Work Month, and the 2022 theme is The Time is Right for Social Work. Over the past three years,...
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Understanding the Financial Literacy Divide
Since Extension educators work with individuals and families from a broad array of racial and ethnic backgrounds, ages, genders, income levels, and educational levels, it is important to understand the impact that financial literacy disparities may have on those they are serving.
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Re: Understanding the Financial Literacy Divide
Eye-opening study, thank you for sharing. What is the best source of material for teaching each of the 8 categories measured if one wishes to tailor an educational program to address these points? According to the study the areas are: Earning—determinants of wages and take-home pay. Consuming—budgets and managing spending. Saving—factors that maximize accumulations. Investing—investment types, risk and return. Borrowing/managing debt—relationship between loan features and repayments.
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Re: Understanding the Financial Literacy Divide
Good morning, John. Great question. I am sure there are a lot of resources available that would cater to each one of these areas in depth, but there are a few resources that I personally have experience with that I think would be a good place to start, depending on your needs. Free resources: For those working with military families, the Department of Defense Office of Financial Readiness and OneOp Personal Finance are both a wealth of research-based information. University of Florida/IFAS...
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Mental Health Matters| Mental Health Resources for Underrepresented Populations
Underrepresented groups in the United States face unique struggles regarding mental illness. This includes the mental health needs of the Black community and other underrepresented communities like indigenous groups and people of color. BIPOC stands for Black, Indigenous, and People of Color. Other underrepresented groups also include members of the LGBTQ+ community. And it is these populations that are recognized during the month of July for National Minority Mental Health Month. National...
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Teaching Children About Money
Financial education courses notwithstanding, children’s strongest financial influence is most likely their parents. Below are tips for Extension educators to share with parents interested in teaching their children about money:
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Suicide Prevention Month: Extension Resources from OneOp
Military and veteran suicides is not only a public health concern within the Department of Defense and the Department of Veterans Affairs, but a concern within which the communities they live and serve. September is Suicide Prevention Month, and we want to highlight upcoming events from OneOp that may be helpful for service members, veterans, and military families within your local communities and surrounding counties. Suicide is a leading cause of death overall in the United States and the...
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NEW Trauma-Informed Nutrition Online Course
Oregon State University Extension Service and the SPOON Foundation are proud to collaborate on Nourished and Thriving Children , a FREE online trauma-informed nutrition and feeding course. This course was created with foster families in mind, but is appropriate for anyone who cares for or supports a child who has experienced trauma. Participants will learn the 6 principles of trauma-informed nutrition and examples of how to implement the strategies at mealtimes. Hear directly from foster...
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What to Expect from the OneOp PSB-CY Clinical Assessment and Treatment Overview Courses
Our Problematic Sexual Behavior in Children and Youth (PSB-CY) Overview Course Series has officially launched! To access the courses, go to our OneOp PSB-CY Overview Courses page and click on the purple Course Enrollment button. These four asynchronous courses mark the next phase of programming in our OneOp Sexual Behavior of Children and Youth Series . With this recent launch, we at OneOp Family Development wanted to give our participants a preview of what they can expect to learn within...
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What Does FREEDOM Mean To You?
Some of the most cherished memories from my military career are centered around the privilege of visiting with Veterans. Connecting with one of the last WWI veterans, Robley Rex , was amazing. Hearing individual accounts of WWII directly from members of the greatest generation, including Pearl Harbor survivors, was a gift. Stories from Korean War veterans, Vietnam veterans, Gulf War veterans, the many who we served alongside after the attacks on September 11, our allies, and even veterans of...
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Some things I think I think...
The great sports broadcaster Dan Patrick used to host a podcast with the title "Things I think I think". During a presentation to our team, we were reminded of his show and it sparked my own thinking about what I think I think. Here are a few to ponder... Curiosity over Certainty When we remain curious we're open. We have a growth mindset. We see challenges as opportunities. While we can have aspects of our lives we're certain about, like our core values, in daily interactions it often leads...
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University of Arizona job opening - Extension Specialist (Associate/Full) and Director of SNAP-Ed & EFNEP
The School of Nutritional Sciences and Wellness and Cooperative Extension at the University of Arizona welcome applicants for a twelve-month, continuing-track Associate Specialist or Specialist position responsible for leadership, strategic planning, and program direction of statewide nutrition and physical activity programs. Minimum qualifications include: a doctorate degree in Nutritional Sciences, or a related discipline; a record of scholarly accomplishments; and a record of managing...
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Central State University Extension Charters the Dayton Urban Riding Center as the first official 4-H Charter since becoming a Land-Grant Institution in 2014
On Friday, February 3rd, Central State Extension charter’s first official 4-H program with Dayton Urban Riding Center located in Dayton, Ohio According to the National Bureau of Economic Research Between 1890 and 1899, African American jockeys won the Kentucky Derby six times, but by the early 1900s, they were history. In July of 2020 riding clubs like Compton Cowboys and Houston’s Nonstop Riders, shed the spotlight on this disparity when they rode their horses during a protest march. “The...
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2 thoughts...
When you feel the surge, resist the urge. There are times in our lives when we feel threatened. Some are real. Some aren't. Our bodies process these situations exactly the same. When threats aren't real often we let our fight/flight response take over. In these moments we react as if in real danger. The actual danger here is not having the self-awareness to realize the "threat" is perceived and be able to calm ourselves down. If we succumb to the survival hormones flooding our bodies we...
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Rural Health Education Lecture Series part 2 April 25th 11am CST
Community Health Engagement and Outreach invites you to join a bimonthly lecture series featuring renowned experts in the topic of resilience. Service providers, educators, and community members will engage in practical content related to stress, coping, and health equity. As part of a Rural Health Safety Education (RHSE) grant from the United States Department of Agriculture (USDA), we strive to increase capacity for research- and evidence-based substance misuse prevention and resilience...
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Re: A ChatGPT Primer for Financial Educators
Hi @Kristen Jowers you can also promote this training in the subgroup- https://connect.extension.org/...-extension-education This is a place for Extension professionals to discuss technology use in their work and right now there is an emphasis in the subgroup to discuss and share best practices, tips and resources on using AI in Extension work!
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Re: A ChatGPT Primer for Financial Educators
@MelaniePugsley thanks, got it posted to the subgroup!
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Toxic Leadership
What is toxic leadership? Using coercive, controlling, or manipulative tactics prioritizes personal gain over meaningful goals undermining collaborative achievements. When our actions hurt those we are charged with caring for, it can damage relationships and the whole organization. Common Characteristics Micromanagement Excessive control and monitoring of others leave little space for autonomy or independence. It inhibits creativity and imagination. Intimidation Using threats, humiliation,...
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Strategies to “Liven Up” Financial Education Classes
Extension educators are always looking for ways to increase participation and engagement in their financial education classes. Here are a dozen interactive teaching methods to consider: Case Study Analyses, Current Events, Financial Calculator Debriefs, Gallery Walks, Documentary Debriefs, Guest Speakers, and more!
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A ChatGPT Primer for Financial Educators
Since launching in November 2022, ChatGPT has become the fastest technology tool to reach 100 million users…ever. Some are calling it “the next transformational platform.” Extension Educators may field questions about ChatGPT or consider its use in their work. Below are five key things to know about this ground-breaking artificial intelligence (AI) tool: ChatGPT Description - ChatGPT is “a very smart text-based robot” that can answer questions and have conversations with users. GPT stands...
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We are hiring: University of Minnesota Extension Specialist Faculty Position
The Department of Family Social Science in the College of Education and Human Development (CEHD) and University of Minnesota Extension Department of Family, Health and Wellbeing seeks a tenure track Assistant Professor whose work centers community-based applied research approaches to studying family health, resilience and thriving in the context of social and economic inequalities. The person in this role will contribute through 1) establishing a national and international reputation in...
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Ten Tips for Military Families to Survive a “Financial Tornado”
U.S. consumers haven’t just experienced a “perfect storm” of financial challenges…they have experienced a “perfect tornado!” Challenging financial events include sustained high inflation (and increased costs for food, utilities, rent, gas, insurance, housing, etc.), recession fears, increased interest rates, bank failures and government bank take-overs, volatile stock prices, lower savings rates, and increasing household debt. Extension professionals routinely answer questions from clients...
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Harvests from the Equitable Development Field Leaders Dialogue Series
The Equitable Development Leadership Academy has danced across several iterations seeking to encourage youth leadership, community capacity building, and the well-being of all life. With the boundless support and ingenuity of Solvable , this work has come to life for me, and I am truly thrilled about the unique resources and experiences we are creating. To inspire our work, we drew upon the wisdom of equity leaders hailing from all corners of the United States. We embarked on a spellbinding...
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Rural Resilience Lecture Series part 4 of 4 - Self-Care: Taking Care of Myself So I Can Help Others!
August 29th 11am Register for Rural Resilience Lecture Community Health Engagement and Outreach invites you to join a bimonthly lecture series featuring renowned experts in the topic of resilience. Service providers, educators, and community members will engage in practical content related to stress, coping, and health equity. As part of a Rural Health Safety Education (RHSE) grant from the United States Department of Agriculture (USDA), we strive to increase capacity for research- and...
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Holiday Shopping with a Financial Mind$et
As we approach the Christmas season, be mindful of excessive holiday spending. While Christmas is the season of giving, excessive spending can lead to much regret, depression, and even added financial struggles in the new year. According to Berden and Haws (2012), spending can quickly get out of hand when it is driven by emotions rather than a plan. Have you ever gone to the store to grab a few items, but as you stroll next to the; buy one get one free, the rollbacks, the manager's special,...
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Re: Holiday Shopping with a Financial Mind$et
Something to think about Troy! The holidays can really put you in that festive mode, that you totally forget to check your account and realize that you are spending way too much money. Half the things that we give as gifts never get used. I believe we should definitely put a spending plan together for the holidays and stick to it.
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Re: Holiday Shopping with a Financial Mind$et
Deon, that is a great key point about gifting. But who are the people or even age groups that are really bent on reducing their budget for gifts during the holiday amid inflation pressure? There is so much room for a whole new discussion that could be taken in so many directions. I am leading a first-year college class on how price consciousness has become a defining characteristic of consumer behavior in a few weeks; let me know if you are interested in collaborating. Thanks for the insight!
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Emotional Spending 101
Unlike impulsive buying, emotional spending is frequently heightened by stress, grief, or moments of happiness or sadness. Regardless of these triggers, they can impact your finances negatively. For example, you shop to make yourself feel better after a bad day at work. As a result, compulsive shopping and spending stems from an impulse disorder habit that can be addictive for many. The relationship between money and happiness is now seen as complete. Aknin, Wiwad, and Hannibal (2018)...
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Re: Emotional Spending 101
Do you have any suggestions for tools like graphic organizers or worksheets that help people to think about and define their values?
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Re: Emotional Spending 101
Chris, I created and used a worksheet that I found effective with a college class a few weeks ago. It requires the participants to list all their values. Then, identify short-term, mid-term, and long-term goals related to their top (3) values from their list and explain how finance aligns with their specific goal. We then have an open discussion about barriers that can keep us from reaching our goals, and because life sometimes throws us a curve ball, we also address how to overcome the...
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Re: Emotional Spending 101
I find that people often state their values, but then recognize a great misalignment between their habits/ actions/ behaviors and the values they thought they prioritized. The Value Clarification worksheet you shared gives a great start to recognition of potential disconnect, and can help formulate discussions or internal reflections leading to a meaningful reassessment (of behaviors and/or values) to influence goal setting and progress. Thanks for sharing!
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Navigating Postpartum Challenges in Military Families: Understanding the Intersection of Race, Ethnicity, and Mental Health
Written by: Jennifer Novak, ZERO TO THREE The period following childbirth can be challenging for many new mothers, particularly within military families. Postpartum mood and anxiety disorders (PMADs), encompassing conditions like postpartum depression (PPD), postpartum anxiety (PPA), and postpartum obsessive-compulsive disorder, often pose significant mental health hurdles during this vulnerable time for families. When factoring in race and ethnicity within military communities, these...
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Re: Navigating Postpartum Challenges in Military Families: Understanding the Intersection of Race, Ethnicity, and Mental Health
Great article! I find these situations/struggles not unique to military families, as I have seen similar scenarios with police and firefighter families as well. Conceptions about being tough, long periods of a spouse being gone, and or irregular schedules and the trauma of the job all contribute to the need for more support and understanding following the birth of a child.
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Research Briefs for Financial Educators: IRAs, Financial Education and Two-Paycheck Families
Personal finance research informs high-quality financial education briefings, publications, and 1:1 financial counseling with clients. Included are findings and implications from three studies published in 2023.
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Unearthing Financial Trauma
Transitioning into 2024 marked a new year. Many of us saw the new year as an opportunity to start fresh, but financial hardships and losses can have a lasting impact on our mental health. This type of impact leads to unforeseen trauma. Often, we make resolutions to hit the ground running in the new year, but old habits die hard, mainly when these habits are deeply rooted in our psyche. Let us be realistic: We all plan to go to the gym on January first; we even go shopping over the holiday...
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Understanding Financial Stress and Mental Health for Service Members
Inflation continues to be a global economic challenge, impacting everything from food costs to housing affordability. Explore the difference between objective and subjective financial stress, identify questions to ask your clients, and connect with additional learning opportunities, including an on-demand webinar to learn more.
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Understanding and Addressing Problematic Sexual Behaviors among Children
Written by: Jason Jowers, MS, MFT Cases involving problematic sexual behaviors (PSBs) among children can be challenging for clinicians and non-clinicians to navigate. Clinicians are often working with the family or families involved, including parents and caregivers, but may also need to work with non-clinicians within the school systems the children are in. Addressing problematic sexual behaviors among children also has an added layer when cases take place or involve Department of Defense...
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Social Determinants of Juvenile Mental Health: 5 Things Providers Should Know
Written by: Hannah Bradford and Kalin Goble, M.S. Mental health concerns in juveniles can be complex. Oftentimes, youth mental health concerns are attributed to hormones, stress at school, or just a “normal” teenage attitude. With military children, mental health concerns can sometimes be exacerbated by parental deployment or repeated relocations. It can be hard for these children to find support when their support systems are constantly changing. The Department of Defense identifies, that...