Tagged With "credit cards"
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ICYMI: Healthy Eating, Social Media, & Lower Income Communities – A Research Review
Yesterday, we hosted a webinar led by Jessica Larson - Public Affairs Specialist, Center for Nutrition Policy and Promotion, U.S. Department of Agriculture. She provided a research review that offered insights on how various SNAP-eligible audiences use social media channels, particularly when it comes to health and healthy eating. Participants had a chance to find out which platforms are preferred by different lower income populations to more effectively communicate healthy eating messages...
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ICYMI: The New Nutrition Facts Label: What’s Changed and What’s Been Updated
Last week, we hosted three wonderful folks from the FDA Center for Food Safety and Applied Nutrition (CFSAN). They took us “behind the label” to share background on the changes and provide an in-depth tour of the updated Nutrition Facts label. CFSAN staff also shared educational materials and resources on the updated Nutrition Facts label for both health professionals and consumers. If you didn't get a chance to catch this presentation - the recording is available here ! By popular demand,...
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ICYMI: 63 Extension Professionals joined the Connect Extension Chat on Gamifying Food Labels
Our team at University of Connecticut (UConn) Extension is developing a game to help consumers understand food labels. The Connect Extension chat included questions about food labels and gamification in Extension programs. You can access the chat archive at: https://connect.extension.org/chat-event/connect-extension-virtual-chat-gamifying-food-labels . Chat participants agreed that there is confusion with labels and terms among the consumer audiences. They don't know what is healthy and what...
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Invitation for community research equity training study
Please consider participating in this research project for experienced community researchers. Contact Skye Kelty with any questions or to get further information. skye.kelty@rutgers.edu.
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ICYMI: Shop Simple with MyPlate and More MyPlate Updates!
Last week, we were joined by the MyPlate team from the USDA Center of Nutrition Policy and Promotion (CNPP) for a preview of two MyPlate tools that will help Americans make healthy food choices. Big thanks to @Barbara Jirka from USDA-CNPP for helping to organize this! New to the USDA - Shop Simple with MyPlate , allows individuals to find cost-saving opportunities in their local area and discover new ways to prepare budget-friendly foods. The panelists presented the background on the...
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Cryptocurrency Basics and Scams
The Federal Trade Commission (FTC) defines cryptocurrency as a digital currency that is generally exchanged online without using an intermediary such as a bank. There are several well-known cryptocurrencies, such as Bitcoin and Ethereum, but many brands exist and continue to be created. Cryptocurrency is purchased through online exchange platforms and stored in a digital wallet. Service members may use cryptocurrency for a variety of reasons such as making quick payments, avoiding...
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Risky?
Starting any new venture can be scary. Deciding to tap into our creative entrepreneurial spirit can take a lot of courage, patience & a bit of ignoring our insecurities. "Why not go out on a limb? That's where the fruit is!" -Mark Twain Recently heard Tim Ferriss Podcast interview with Sir Richard Branson. One of the stories Branson told was of how he got into the airline business. He was trying to get home after a 3-week business trip when his flight was cancelled. He really wanted to...
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Downsizing Holiday Debt
Families often have leftover holiday debt hanging over their heads like a big dark cloud. What can you do to help these clients? Below are 5 time-tested debt repayment steps to consider using.
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The Changing World of Medicaid: What to Watch for in 2022
Medicaid, the single largest source of health coverage in the United States, is a joint federal and state program that provides health coverage to children, pregnant women, parents, seniors, and individuals with disabilities. Join the Military Families Learning network at 11:00 a.m. ET on February 23, 2022, as Christopher Plein, Ph.D., Eberly Family Professor for Outstanding Public Service at West Virginia University, discusses Medicaid, new program developments and possibilities for the...
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Let's Talk Money
University of Illinois Extension is providing a series of six free online workshops to help families learn about personal finances as well as strategies for talking about money. The workshops are held each Thursday evening beginning May 5. The one-hour sessions start at 6:30 p.m. Registration is required at go.illinois.edu/TalkMoney to receive Zoom connecting information. If a reasonable accommodation is needed to participate, contact Camaya Wallace Bechard , Extension consumer economics...
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Intro to TRICARE Health Plans & Special Programs
Interested in learning more about TRICARE health care programs for service members, retirees, and their families around the world? OneOp will be partnering with the Defense Health Agency to provide a free professional development webinar on May 25, 2022 at 11:00 AM ET focusing on basic information and resources for military service providers and community support professionals. We recommend that military families with an individual with disabilities attend this webinar to better understand...
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Leadership from "Band of Brothers" Commander
Major Richard "Dick" Winters , a native of Ephrata in Lancaster County, Pennsylvania, was the Commander of "Easy Company", 2nd Battalion, 506th Parachute Infantry Regiment, part of the 101st Airborne Division, in World War II. They have affectionately become known as the " Band of Brothers ". On D-Day (June 6, 1944) he parachuted behind enemy lines into Normandy, France. 156,000 other American, British and Canadian forces were involved in "Operation Overlord" that become the turning point in...
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Teaching Children About Money
Financial education courses notwithstanding, children’s strongest financial influence is most likely their parents. Below are tips for Extension educators to share with parents interested in teaching their children about money:
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Six Tips for Building Wealth
Extension Educators can change their clients’ lives dramatically by sharing information and tools to build wealth. One of the most valuable financial resources is time for compound interest to work its magic on regular savings deposits such as Roth IRA contributions.
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Smart Holiday Spending and Debt Repayment
In December, many Extension educators field questions about holiday shopping and subsequent debt repayment. Check out these tips to share with clients.
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FALCON 2023 Annual Conference registration is now Open. Please Register Now!
Register Now! Dear 1994 Land-grant Colleagues and FALCON members, The First Americans Land-Grant Consortium (FALCON) is pleased to announce that registration is now open for its 19 th Annual Conference, scheduled for October 13-15, 2023, at the Hilton Denver City Center, Denver, Colorado. Please register for the conference now. As always, the conference will include sessions in 1994 land-grant teaching, extension programs and research that benefit Native American students, communities,...
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Smart Uses for 2022 Tax Year Refunds
Below are five smart uses for tax refunds for Extension professionals: Debt Repayment- There is probably no better “investment” than repaying consumer debt (e.g., outstanding credit card bills). Paying off an 18% credit card is equivalent to earning a 20.5% return for taxpayers in the 12% tax bracket
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Ten Personal Finance Capstone Review Activities
Every extension educator has been there. You’ve just taught some personal finance content (e.g., investment basics or wise credit use) and you want to make sure that it “stuck.” You are looking for a fun, interactive activity to reinforce what you just covered. Below is a summary of ten interactive activities to review previously taught personal finance content: Educational Games - Tools that are popular with teachers in a K-12 setting can also work well as capstone reviews with adults. For...
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Holiday Shopping with a Financial Mind$et
As we approach the Christmas season, be mindful of excessive holiday spending. While Christmas is the season of giving, excessive spending can lead to much regret, depression, and even added financial struggles in the new year. According to Berden and Haws (2012), spending can quickly get out of hand when it is driven by emotions rather than a plan. Have you ever gone to the store to grab a few items, but as you stroll next to the; buy one get one free, the rollbacks, the manager's special,...
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Emotional Spending 101
Unlike impulsive buying, emotional spending is frequently heightened by stress, grief, or moments of happiness or sadness. Regardless of these triggers, they can impact your finances negatively. For example, you shop to make yourself feel better after a bad day at work. As a result, compulsive shopping and spending stems from an impulse disorder habit that can be addictive for many. The relationship between money and happiness is now seen as complete. Aknin, Wiwad, and Hannibal (2018)...
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A Special Treat for Professionals: Free CPE Units Available Now for Reading the Dietary Guidelines for Americans ________________________________________
You can now earn 2.0 free continuing professional education (CPE) credits for reading the Introduction and Chapter 1 of the Dietary Guidelines for Americans, 2020-2025 ! Credits are provided by the Commission on Dietetic Registration (CDR), the credentialing body for Registered Dietitians and Dietetic Technicians, Registered. The self-study module will equip professionals with knowledge of the scientific underpinnings that makes the Dietary Guidelines relevant across all life stages.
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Scam Prevention Information for Military Families
In 2022, the Federal Trade Commission (FTC) received over 93,000 reports of fraud by Military Consumers. Military families are frequent targets for scams. Explore the reasons for this, discover how you can help clients spot, avoid and report fraud.
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Understanding the Cost of Convenience
Our society moves at a fast pace. Most any purchase is available at the push of a button, making delayed gratification a concept of the past. Do you want groceries or merchandise now? No problem. Are you hungry, but don’t have time to get takeout? Don’t worry, it can be conveniently delivered. The question is… what does all this convenience really cost?
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Unearthing Financial Trauma
Transitioning into 2024 marked a new year. Many of us saw the new year as an opportunity to start fresh, but financial hardships and losses can have a lasting impact on our mental health. This type of impact leads to unforeseen trauma. Often, we make resolutions to hit the ground running in the new year, but old habits die hard, mainly when these habits are deeply rooted in our psyche. Let us be realistic: We all plan to go to the gym on January first; we even go shopping over the holiday...