Tagged With "grocery stores"

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Keeping up with the latest financial products and services offered to consumers can be a challenge. This month, we look at Buy Now, Pay Later (BNPL) products, a type of small dollar installment loan that is typically interest-free for consumers. This unsecured loan is often offered to consumers at the point of sale online or in-store, allowing them to pay in four or less equal installments, with typically 25 percent of the total due at the time of sale. When payments are made on time, a BNPL...

Between a four-decade record high for inflation and rising interest rates, many Americans are being squeezed financially.

Is your goal to have a little success each day? Can probably guess you said "yes"! In one of my favorite Ted Talks , Shawn Achor says every time we experience some success we move the goalpost for what it means to us. AND...if our overall happiness is connected with that success, it's likely we never get there. What? We're undermining our own happiness? In his happiness research, he's discovered our brains work in the opposite way. A "happiness advantage" can occur when we raise our level of...

A new publication is available from the Extension Foundation. Collaborative Design in Extension: Using a Modified Game Jam to Explore Game-Based Learning describes the collaborative design process used to develop an interactive mobile app for consumers. The work was done as part of the New Technologies for Ag Extension (NTAE) project Navigating the Grocery Store Aisle: Understanding "Non-GMO" & Other Food Labels . Other funders and supporters of the project are the Extension Foundation,...

Military families exist in every community and you, as an Extension professional, might serve them every day - whether you realize it or not. Around two-thirds of military families live off base and often live alongside civilians. Out of uniform, these service members are unrecognizable from civilians when they are in the grocery store, picking their kids up from school, and doing other everyday tasks in their community. The well-being of these families is crucial to the Department of...

For over two years, U.S. inflation rates have exceeded their long-term average of about 3%. Like all Americans, military families have experienced a loss of purchasing power as their income cannot buy as much as it did previously. Individuals cannot stop inflation but they can mitigate its impact. Below are six inflation-fighting strategies for Extension professionals to discuss with Service members: Needs Versus Wants Analysis - During inflationary times, it is more important than ever to...

One cause of food insecurity among military families is inflation. As food costs rise, the ability to make nutritionally sound food purchases and maintain consistent access to food decreases. In February 2023, food prices were 9.5% higher than a year earlier according to the USDA Economic Research Service. Another cause of concern for cash-strapped military families is “ shrinkflation ,” i.e., where food and household product (e.g., toilet paper) manufacturers keep prices the same but reduce...

As we approach the Christmas season, be mindful of excessive holiday spending. While Christmas is the season of giving, excessive spending can lead to much regret, depression, and even added financial struggles in the new year. According to Berden and Haws (2012), spending can quickly get out of hand when it is driven by emotions rather than a plan. Have you ever gone to the store to grab a few items, but as you stroll next to the; buy one get one free, the rollbacks, the manager's special,...

Virginia Cooperative Extension/Virginia Tech is seeking a Master’s level Associate Extension Specialist for Family and Community Economics. The position is located on the Virginia Tech campus in Blacksburg, Virginia. The position is OPEN UNTIL FILLED. Additional details follow. Please share the position announcement widely: https://careers.pageuppeople.com/968/cw/en-us/job/527278/associate-extension-specialist-family-community-economics.

Can you help us spread the word? USDA-ARS researchers team up with Chef Mark Mills to create three tasty and easy-to-prepare dishes featuring potatoes. While Chef Mills prepares a vegetable hash, Spanish tortilla, and potato black bean burger, ARS researchers chime in on the history of the potato, its value in U.S. agriculture, and how we are making healthier, tastier potato cultivars that last longer in storage. Click on the link to check out the potato recipes and learn more about ARS...

Meet Nate Birt , the founder of Silver Maple Strategies , a distinguished communications and fundraising consultancy dedicated to empowering nonprofit leaders in driving impactful climate-change solutions. Nate's expertise has been recognized through his latest book, " 7 Secrets of Highly Effective Social Impact Communicators ," which rose to become a No. 1 new release in business ethics on Amazon. Formerly the vice president of Farm Journal 's pioneering climate-change division, Trust In...