Tagged With "consumer fraud"

Imagine you go to dinner with a group of friends and the waiter isn’t able to split the bill. You pay for the meal and your friends quickly transfer their portion via a payment app to you and call it even. You leave the money in the app for the next time you need it. You can probably think of other ways that you and your clients routinely use payment apps in every day exchanges of goods and services. These types of peer-to-peer transactions are

The U.S. Department of Health and Human Service's Health People 2030 defines health literacy as: the degree to which individuals have the ability to find, understand, and use information and services to inform health-related decisions and actions for themselves and others. Nutrition.gov and the Food and Nutrition Information Center (FNIC) make it easy to find nutrition information to empower you to make well-informed decisions regarding your health. Find resources for every level of health...

Unlike impulsive buying, emotional spending is frequently heightened by stress, grief, or moments of happiness or sadness. Regardless of these triggers, they can impact your finances negatively. For example, you shop to make yourself feel better after a bad day at work. As a result, compulsive shopping and spending stems from an impulse disorder habit that can be addictive for many. The relationship between money and happiness is now seen as complete. Aknin, Wiwad, and Hannibal (2018)...

Do you have any suggestions for tools like graphic organizers or worksheets that help people to think about and define their values?

Chris, I created and used a worksheet that I found effective with a college class a few weeks ago. It requires the participants to list all their values. Then, identify short-term, mid-term, and long-term goals related to their top (3) values from their list and explain how finance aligns with their specific goal. We then have an open discussion about barriers that can keep us from reaching our goals, and because life sometimes throws us a curve ball, we also address how to overcome the...

In 2022, the Federal Trade Commission (FTC) received over 93,000 reports of fraud by Military Consumers. Military families are frequent targets for scams. Explore the reasons for this, discover how you can help clients spot, avoid and report fraud.

I find that people often state their values, but then recognize a great misalignment between their habits/ actions/ behaviors and the values they thought they prioritized. The Value Clarification worksheet you shared gives a great start to recognition of potential disconnect, and can help formulate discussions or internal reflections leading to a meaningful reassessment (of behaviors and/or values) to influence goal setting and progress. Thanks for sharing!

Transitioning into 2024 marked a new year. Many of us saw the new year as an opportunity to start fresh, but financial hardships and losses can have a lasting impact on our mental health. This type of impact leads to unforeseen trauma. Often, we make resolutions to hit the ground running in the new year, but old habits die hard, mainly when these habits are deeply rooted in our psyche. Let us be realistic: We all plan to go to the gym on January first; we even go shopping over the holiday...

Please join us on October 21, 2024, at 12:30 pm for the launch of our new Consumer Food Waste series. This series is part of a USDA grant that Ohio State University and Rutgers Cooperative Extension received to create a national consumer food waste community of practice. This monthly webinar series showcases the efforts of Extension groups, university researchers, and leaders in the food and sustainability industry who are making significant strides in combating consumer food waste. Each...

Register for the 12/16 webinar here: https://go.rutgers.edu/ l5efrlxv Please join us on Monday, December 16, 2024, at 12:30 pm for the third webinar of our Consumer Food Waste Webinar series. This series is part of a USDA grant that Ohio State University and Rutgers Cooperative Extension received to create a national consumer food waste community of practice. This monthly webinar series showcases the efforts of Extension groups, university researchers, and leaders in the food and...