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PowerPay: 30 Years of Helping Debtors Become Savers

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PowerPay: 30 Years of Helping Debtors Become Savers

Celebrate the 30-year anniversary of PowerPay – a debt reduction tool created by Utah State University in 1993. PowerPay has provided personalized debt repayment plans, is used and recommended by Extension professionals in multiple states and is utilized by the military and large corporations. Learn how this long-standing Extension program is one of the best free tools to help consumers streamline their debt payoff, saving money on interest and years of debt repayment. Discover how to use PowerPay and how to incorporate it into financial education to enhance consumers’ ability to make realistic debt payoff plans.
Presented by Melanie Jewkes, Extension Professor and Vincenza Vicari-Bentley, AFC, Extension Program Coordinator; Utah State University Extension.

Melanie D. Jewkes is an Extension Professor with Utah State University, based in Salt Lake County. She earned both a bachelor’s and master’s degree in Family Finance. With 15 years' experience in community educational programs, she oversees programs in family finance, nutrition and food preservation. She directs the PowerPay program and the USU Extension HUD- and USDA Rural Housing-approved online homebuyer education course. Melanie successfully received more than $5.5 million in grant funding and has been awarded numerous national, regional and state awards for her efforts in improving the lives of people in Utah. She loves good dark chocolate, enjoys hiking with her husband and four kiddos, and plans to hike in all the national parks.

Vincenza Vicari-Bentley is an Accredited Financial Counselor and Program Coordinator for the Empowering Financial Wellness program with Utah State University-Extension, based in Salt Lake County. Vincenza is a proud military spouse who earned her MBA with a focus on Marketing and Finance. Since 2015, she has been working with individuals and families providing financial counseling as well as teaching a variety of personal finance topics. In 2022, she was awarded a scholarship and began pursuing further education to become a Certified Financial Planner (CFP) to help counsel clients through major financial decisions. She is passionate about helping women and empowering them to understand and improve their finances.

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This website is supported in part by New Technologies for Ag Extension (funding opportunity no. USDA-NIFA-OP-010186), grant no. 2023-41595-41325 from the USDA National Institute of Food and Agriculture. Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture or the Extension Foundation. For more information, please visit extension.org. You can view the terms of use at extension.org/about/terms.

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