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Alternative Sources of Credit

One of the every-changing facets of the financial industry is the availability of credit. The technology world has expanded the opportunities for consumers and they need to be able to make informed decisions when choosing a lender. This webinar will provide updates and information on the current alternative sources, benefits and costs of credit. Participants will also learn how to determine if a lending sources is a reputable one and be able to recognize deceptive marketing strategies.

Dr. Ann Berry has been an Extension educator for over 30 years serving in Louisiana and Tennessee as a youth educator and adult educator. She has been with the University of Tennessee since 2006 and is a Professor and Consumer Economics Specialist. Her program leadership includes personal finance training for teachers, home buyer education, and consumer education programs for senior adults. Under her leadership and direction, over 2000 teachers have been trained since 2007 to teach personal finance in high school. She also coordinates the Homebuyer Education Program in partnership with the Tennessee Housing Development Agency (THDA).

She has served as the Secretary for JCEP, the Joint Council for Extension Professionals and the National President of ESP, Epsilon Sigma Phi.  She received her PhD in Human Resource Development/Adult Education from LSU. She has BS and MS degrees in Home Economics from LSU and an MBA from Northeast Louisiana University. She is also a Registered Financial Gerontologist.

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About the Extension Foundation

The Extension Foundation was formed in 2006 by Extension Directors and Administrators. Today, the Foundation partners with Cooperative Extension through liaison roles and a formal plan of work with the Extension Committee on Organization and Policy (ECOP) to increase system capacity while providing programmatic services, and helping Extension programs scale and investigate new methods and models for implementing programs. The Foundation provides professional development to Cooperative Extension professionals and offers exclusive services to its members. In 2020 and 2021, the Extension Foundation has awarded 85% of its direct funding back to the Cooperative Extension System, 100% of funds are used to support Cooperative Extension initiatives. 

This technology is supported in part by New Technologies for Ag Extension (funding opportunity no. USDA-NIFA-OP-010186), grant no. 2023-41595-41325 from the USDA National Institute of Food and Agriculture. Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture or the Extension Foundation. For more information, please visit You can view the terms of useat

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