Tagged With "Purchasing"

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Unlike impulsive buying, emotional spending is frequently heightened by stress, grief, or moments of happiness or sadness. Regardless of these triggers, they can impact your finances negatively. For example, you shop to make yourself feel better after a bad day at work. As a result, compulsive shopping and spending stems from an impulse disorder habit that can be addictive for many. The relationship between money and happiness is now seen as complete. Aknin, Wiwad, and Hannibal (2018)...

Do you have any suggestions for tools like graphic organizers or worksheets that help people to think about and define their values?

Chris, I created and used a worksheet that I found effective with a college class a few weeks ago. It requires the participants to list all their values. Then, identify short-term, mid-term, and long-term goals related to their top (3) values from their list and explain how finance aligns with their specific goal. We then have an open discussion about barriers that can keep us from reaching our goals, and because life sometimes throws us a curve ball, we also address how to overcome the...

I find that people often state their values, but then recognize a great misalignment between their habits/ actions/ behaviors and the values they thought they prioritized. The Value Clarification worksheet you shared gives a great start to recognition of potential disconnect, and can help formulate discussions or internal reflections leading to a meaningful reassessment (of behaviors and/or values) to influence goal setting and progress. Thanks for sharing!

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Have any municipality leased purchased vehicles (police department) and used the dealership to provide financing? In the past, the city has bought vehicles through state contract and leased purchased through financial institutions. But it seems as if state contract pricing is no part of DFA. What is the correct way to handle this? Do i accept the leasing price from the dealership and use their financing options? or get other financing options? Thank you Kim Vaughn City of Crystal Springs