Tagged With "literacy"

Since Extension educators work with individuals and families from a broad array of racial and ethnic backgrounds, ages, genders, income levels, and educational levels, it is important to understand the impact that financial literacy disparities may have on those they are serving.

Eye-opening study, thank you for sharing. What is the best source of material for teaching each of the 8 categories measured if one wishes to tailor an educational program to address these points? According to the study the areas are: Earning—determinants of wages and take-home pay. Consuming—budgets and managing spending. Saving—factors that maximize accumulations. Investing—investment types, risk and return. Borrowing/managing debt—relationship between loan features and repayments.

Good morning, John. Great question. I am sure there are a lot of resources available that would cater to each one of these areas in depth, but there are a few resources that I personally have experience with that I think would be a good place to start, depending on your needs. Free resources: For those working with military families, the Department of Defense Office of Financial Readiness and OneOp Personal Finance are both a wealth of research-based information. University of Florida/IFAS...

The Extension Foundation has added a new title to its library. A Template for Better Health: Diabetes Prevention Program Toolkit was w ritten by Vanessa da Silva, an assistant professor and Extension specialist at the University of Arizona and an NTAE Fellow. The publication details the process undertaken by a national team of Extension experts to create an online hub to encourage and support Extension’s adoption of the CDC’s Diabetes Prevention Program (DPP). The toolkit is a critical part...

Getting to the Heart and Mind of the Matter: A Toolkit and Workshops for Building Confidence in Being a Trusted Messenger of Health Information REGISTER HERE Attention all Extension professionals and community partners involved in health-related work! Enhance your communication skills and gain new tools that will help you be a trusted messenger of health information in your community! Join the Washington State team for a three-part workshop series: Getting to the Heart and Mind of the...

Extension educators are always looking for ways to increase participation and engagement in their financial education classes. Here are a dozen interactive teaching methods to consider: Case Study Analyses, Current Events, Financial Calculator Debriefs, Gallery Walks, Documentary Debriefs, Guest Speakers, and more!

Check out the new video training modules and updated resources from the " Getting to the Heart and Mind of the Matter ," Washington State University EXCITE Team. This team has designed a toolkit and training program specifically aimed at helping become more confident in being a trusted messenger of accurate health information. These new video modules effectively convey the toolkit's concepts and include engaging educational activities. Access the playlist for each section of the training...

As we approach the Christmas season, be mindful of excessive holiday spending. While Christmas is the season of giving, excessive spending can lead to much regret, depression, and even added financial struggles in the new year. According to Berden and Haws (2012), spending can quickly get out of hand when it is driven by emotions rather than a plan. Have you ever gone to the store to grab a few items, but as you stroll next to the; buy one get one free, the rollbacks, the manager's special,...

Something to think about Troy! The holidays can really put you in that festive mode, that you totally forget to check your account and realize that you are spending way too much money. Half the things that we give as gifts never get used. I believe we should definitely put a spending plan together for the holidays and stick to it.

Deon, that is a great key point about gifting. But who are the people or even age groups that are really bent on reducing their budget for gifts during the holiday amid inflation pressure? There is so much room for a whole new discussion that could be taken in so many directions. I am leading a first-year college class on how price consciousness has become a defining characteristic of consumer behavior in a few weeks; let me know if you are interested in collaborating. Thanks for the insight!