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The 2018 Version of Money Smart for Adults: Building Financial Skills and Confidence through Knowledge and Practice

The FDIC’s 2018 version of the instructor-led Money Smart for Adults curriculum is being released in November 2018! This full replacement of the 2010 version provides participants with practical knowledge, skills-building opportunities, and resources they can use to manage their finances with confidence. It features basic financial topics, and includes updated information, expanded content on topics such as mobile banking, creative ways to save money, as well as credit reports and scores. This unbiased, free resource also includes:



  • More interactive learning experiences. “Try It” and “Apply It” activities have been added for a more engaged training
  • Vibrate graphics.
  • An updated Guide to Presenting Money Smart for Adults.
  • Updated Scenarios for Financial Inclusion Supplement.
  • Familiar tools –instructor guide, participant guide, presentation slides.




www.fdic.gov/moneysmart.

Presented by David Ramos and Tina Queen.

David Ramos, Community Affairs Specialist, Outreach and Program Development, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation (FDIC)

David is responsible for the Spanish language financial education curriculum within the office of Outreach and Program Development. Prior to joining the Federal Deposit Insurance Corporation (FDIC), David served in various retail, commercial and community development roles in the banking industry. He most recently served as Vice President and Regional Multicultural Banking Director for the Mid-Atlantic regions of BB&T Bank.

David is currently serving a four-year gubernatorial appointment to the Board of Commissioners of the Virginia Housing Development Authority (VHDA) as part of his civic engagement. Throughout his career he has held positions in branch management, credit underwriting, commercial lending, portfolio management, community development, and public relations.

David has played significant roles in charitable and community development organizations. He has served as a board member for George Mason University’s University Life Advisory Board (ULAB), the Mid-Atlantic Hispanic Chamber of Commerce, Ayuda Immigrant Services, the DC Cancer Consortium L.A.T.I.N.O. Project, and The Chief’s Council on Diversity Recruitment for Fairfax County Police Department.

David holds a bachelor of science in finance from George Mason University and is a graduate of The BB&T Banking School at Wake Forest University in Winston-Salem, North Carolina.

Tina M. Queen took office on January 12, 2011, as a member of the Division of Depositors and Consumer Protection (DCP) at the Federal Deposit Insurance Corporation (FDIC) in the role of Community Affairs Specialist. The FDIC preserves and promotes public confidence in the U.S. financial system by insuring deposits in almost 8,500 banks and thrift institutions. Ms. Queen facilitates training of the FDIC Money Smart Curriculum, serves as a project manager and as oversight manager of multiple contracts within the Community Affairs Branch. The Community Affairs Branch helps supports the FDIC’s mission to promote stability and public confidence in the nation’s financial system by encouraging financial institutions to identify and be responsive to the credit and banking needs of the communities they serve, and by leading/facilitating initiatives that protect and inform consumers.

Prior to joining the FDIC’s DCP area, Ms. Queen served seven years as the Administrative Assistant to a FDIC Board Member and Director Thomas J. Curry until he transitioned into the role of Comptroller for OCC. She also served as Team Leader within the Division of Administration Special Services Section and  in multiple other roles.

Ms. Queen spent earlier years within the banking community from 1984 to 1991 at several Credit Unions, one which includes the FDIC Federal Credit Union. She started as a lead teller then on to lead Member Service Representative.

She has a master’s degree in Business Management, a master’s certificate in Managerial Business with Strayer University and a Program Management certification from the U.S. Department of Agriculture (USDA). 



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About the Extension Foundation

The Extension Foundation was formed in 2006 by Extension Directors and Administrators. Today, the Foundation partners with Cooperative Extension through liaison roles and a formal plan of work with the Extension Committee on Organization and Policy (ECOP) to increase system capacity while providing programmatic services, and helping Extension programs scale and investigate new methods and models for implementing programs. The Foundation provides professional development to Cooperative Extension professionals and offers exclusive services to its members. In 2020 and 2021, the Extension Foundation has awarded 85% of its direct funding back to the Cooperative Extension System, 100% of funds are used to support Cooperative Extension initiatives. 

This technology is supported in part by New Technologies for Ag Extension (funding opportunity no. USDA-NIFA-OP-010186), grant no. 2023-41595-41325 from the USDA National Institute of Food and Agriculture. Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture or the Extension Foundation. For more information, please visit extension.org. You can view the terms of useat extension.org/terms.

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