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Simple Plan that Matters

Karl Bradley ·
Time is not a renewable resource. It seems we never have enough. This isn't anything new, it's an age old issue. While no amount of money ever bought us a second of time, here's a simple concept that could...for free. Don't touch anything twice. Open the email, move it on. Get the laundry out of the dryer, put it away. Get those everyday tasks done & move on. Don't wait for the timing to be just right or when you're in the mood. Choose putting effort (time) into opportunities of the...
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How to Help Your Client Balance Saving Money Versus Paying Off Debt

Selena T Garrison ·
Finding the balance between paying off debt and saving more money can be overwhelming. While it may be tempting to focus on one or the other, it may be possible to both save money and pay off debt at the same time with the right plan. Paying Off Debt The first step to paying off debt is knowing what is owed. Clients should make a list of their debts including the lender’s name, the total amount owed, the monthly payment, and the interest rate. Before attempting to save any income, they...
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Money-Saving Tips for Uncertain Times

Selena T Garrison ·
Between a four-decade record high for inflation and rising interest rates, many Americans are being squeezed financially.
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About the Extension Foundation

The Extension Foundation was formed in 2006 by Extension Directors and Administrators. Today, the Foundation partners with Cooperative Extension through liaison roles and a formal plan of work with the Extension Committee on Organization and Policy (ECOP) to increase system capacity while providing programmatic services, and helping Extension programs scale and investigate new methods and models for implementing programs. The Foundation provides professional development to Cooperative Extension professionals and offers exclusive services to its members. In 2020 and 2021, the Extension Foundation has awarded 85% of its direct funding back to the Cooperative Extension System, 100% of funds are used to support Cooperative Extension initiatives. 

This technology is supported in part by New Technologies for Ag Extension (funding opportunity no. USDA-NIFA-OP-010186), grant no. 2023-41595-41325 from the USDA National Institute of Food and Agriculture. Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture or the Extension Foundation. For more information, please visit extension.org. You can view the terms of useat extension.org/terms.

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